At the direction of the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac (the government-sponsored enterprises, or GSEs) are communicating that the optional use period for the redesigned Uniform Residential Loan Application (URLA) form and corresponding datasets will not begin on July 1, 2019 as previously scheduled.
Credit Quality in Focus: Why 2025 Non-QM Performance Defied Expectations
The housing market today is particularly challenging. Homebuyers are grappling with historically low inventory and strained affordability, while lenders…
2025 Year in Review: How Non-QM Went Mainstream
The housing market today is particularly challenging. Homebuyers are grappling with historically low inventory and strained affordability, while lenders…
Why Now is the Perfect Time for Lenders to Add Non-QM
The rising demand for home financing options beyond the agency guidelines is meaningful in today’s mortgage market. That demand is being fueled…