At the direction of the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac (the government-sponsored enterprises, or GSEs) are communicating that the optional use period for the redesigned Uniform Residential Loan Application (URLA) form and corresponding datasets will not begin on July 1, 2019 as previously scheduled.
Non-QM Lending in a High-Rate Market: How to Keep Pipelines Flowing and Margins Intact
The housing market today is particularly challenging. Homebuyers are grappling with historically low inventory and strained affordability, while lenders…
Looking Ahead: The 2026 Outlook for Non-QM Lending and Securitization
The housing market today is particularly challenging. Homebuyers are grappling with historically low inventory and strained affordability, while lenders…
Credit Quality in Focus: Why 2025 Non-QM Performance Defied Expectations
The housing market today is particularly challenging. Homebuyers are grappling with historically low inventory and strained affordability, while lenders…