Non-Occupant Co-Borrower Certification

5 Key Insights for Lenders on Non-Agency Lending

While there is some positivity in today’s housing market, pressure continues to be felt among mortgage lenders. According to the most recent economic forecast from the Mortgage Bankers Association (MBA), total single family mortgage originations are expected to grow to $1.8T in 2024 — up from $1.6T in 2023. The growth continues to come fromRead More

Non-QM vs Non-Agency 2.0 – What You Need to Know

For more than a century, homeownership has been the bedrock of the American Dream. And home mortgage finance, in turn, has been contoured by the path of American history. This evolution, frequently in response to and occasionally the cause of major historic events, continues to this day with the re-emergence of the non-agency 2.0 market.Read More

Verus Mortgage Capital was the Largest Non-Agency RMBS Issuer in 2023

Washington, D.C. – March 15, 2024 – Verus Mortgage Capital (VMC), a correspondent investor specializing in residential non-QM and investor rental programs, was the top issuer of non-agency mortgage-backed securities last year. In 2023, the non-QM sector was the largest subsector of the non-agency space representing roughly 40% of total issuance. A recent ranking byRead More

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