Prime Ascent Loan Program

Are you a mortgage lender looking for a solution for borrowers with excellent credit but unconventional documentation? Do you have prospects who fall just outside of prime conventional loan requirements?  If so, Verus Mortgage Capital’s Prime Ascent Loan Program could be just the solution you need.

The Prime Ascent Loan Program provides solutions that offer higher-balance loan amounts for qualified borrowers with either traditional or alternative documentation. Expand your loan offerings by partnering with Verus Mortgage Capital’s Prime Ascent or any of our innovative non-QM mortgage loan products.

This program is ideal for established self-employed workers, those with non-traditional income or others who may need the option of using alternative documentation.  Whether your customer wants to buy a primary dwelling, secondary home, or investment property, Prime Ascent loans allow you to provide a mortgage to that borrower.

Are you looking for a mortgage loan?  Ask your mortgage lender to reach out to Verus Mortgage Capital and find out how they can use our Prime Ascent Loan products to help you purchase your home.

Prime Ascent loans represent a tremendous opportunity for mortgage industry leaders like you—to grow their non-agency originations and establish themselves as a trusted source for non-QM loans. And the timing couldn’t be better. Mortgage demand among the self-employed, those with non-traditional income, is growing.  However, lenders have been slow to reenter the market knowing many good borrowers do not fit into the GSE box. Verus Mortgage Capital is a leading non-QM correspondent investor backed by Invictus Capital Partners. Since our founding in 2015, we have exclusively focused on responsible non-QM lending.

Verus was created to address the growing and legitimate demand for specialized solutions that are needed by creditworthy borrowers who fall outside conventional mortgage loan norms. Verus invests in loans originated in all 50 states and the District of Columbia and buys both owner-occupied (consumer) and investor (business purpose) loans.

Now you can serve more unique borrowers, including the growing self-employed, luxury, and high-valued home buyer markets.

Let Verus help you tap into this market with proven mortgage solutions for all types of buyers.  Contact us today.

PRIME ASCENT

• LTVs up to 90%
• FICOs down to 660
• 24-month standard documentation options
• 24-month alternative documentation options for self-employed borrowers
• DTI up to 50%
• Loan amounts from $150K to $4MM
• Second homes available
• Investment properties available
• Interest-only available
• Cash-out options