Non-Prime / Non-QM Loan Program
Verus Non-Prime / Non-QM Programs
Our Non-prime or non-QM loans are responsible alternative solutions that fill the void in today’s residential mortgage market.
Non-Prime / Non-QM Programs
- We buy loans in all 50 states
- TPO accepted
- Correspondent Relationship
- Exceptions available
- 40 year I/O terms available
- 5/1, 7/1, 15-yr fixed, and 30-yr fixed terms on all products
- Interest Only available
- Rate available in pricing engines
- Scenario / Exception Desk
- Prequalification review available prior to closing
- Dedicated operational teams with assigned transaction managers
- Enhanced delegated review process available
- Foreign Nationals eligible
- Non-Warrantable Condo Financing Program available
Our Programs
Our non-QM programs break through the barriers that keep creditworthy borrowers from the financing they need, through proven processes and common-sense underwriting.