Credit Ascent Loan Programs from Verus

Our Credit Ascent Loan Programs offer responsible solutions for credit-impaired borrowers.

Standard Documentation

  • LTVs up to 90%
  • FICOs down to 500
  • DTI up to 55%
  • Loan amounts from $100k to $5mm
  • Interest-only available
  • Cash-out options
  • One day out of Bankruptcy, Foreclosure or Short Sale / DIL
  • Non-warrantable condo financing program available

ALTERNATIVE DOCUMENTATION

  • LTVs up to 90%
  • FICOs down to 580
  • DTI up to 50%
  • Loan amounts up to $5mm
  • Interest-only available
  • Cash-out options
  • Options for self-employed borrowers
  • 12-month and 24-month alternative documentation programs available
  • Non-warrantable condo financing program available

Second Homes and Investment Properties

  • LTVs up to 80%
  • FICOs down to 540
  • DTI up to 50%
  • Loan amounts up to $5mm
  • Cash-out options
  • Foreign nationals eligible
  • 12-month and 24-month bank statement programs available

Our Programs

Our non-QM programs break through the barriers that keep creditworthy borrowers from the financing they need, through proven processes and common-sense underwriting.

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