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# Verus MC

Verus Mortgage Capital

## Sitemaps

- [XML Sitemap](https://verusmc.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [News](https://verusmc.com/news/)
- [Building the Infrastructure for the Non-QM Lending Industry's Next Chapter](https://verusmc.com/building-the-infrastructure-for-the-non-qm-lending-industrys-next-chapter/) - QM lending is scaling fast. See how Verus Mortgage Capital is investing in technology and infrastructure to help lenders grow with speed and precision.
- [What Institutional Investors Really Look for in Non-QM Issuers](https://verusmc.com/what-institutional-investors-really-look-for-in-non-qm-issuers/)
- [Built for This Market: How Verus Helps Brokers Scale Non-QM Lending When It Matters Most](https://verusmc.com/built-for-this-market-how-verus-helps-brokers-scale-non-qm-lending-when-it-matters-most/)
- [DSCR Loans for Mortgage Brokers: A Quick-Start Guide to Originating Real Estate Investor Financing](https://verusmc.com/dscr-loans-for-mortgage-brokers-a-quick-start-guide-to-originating-real-estate-investor-financing/)
- [Inside the Non-QM Secondary Market: Why Institutional Demand Is Stronger Than Ever](https://verusmc.com/inside-the-non-qm-secondary-market-why-institutional-demand-is-stronger-than-ever/) - Institutional demand for non-QM mortgage securities is at an all-time high. Verus Mortgage Capital explores what's driving investor appetite, how private-label securitization has matured, and what it means for originators and correspondent lenders.
- [Non-QM Lending in a High-Rate Market: How to Keep Pipelines Flowing and Margins Intact](https://verusmc.com/non-qm-lending-in-a-high-rate-market-how-to-keep-pipelines-flowing-and-margins-intact/) - When conventional volume slows, non-QM lending keeps pipelines moving. See how bank statement, DSCR, and asset-based programs support lender profitability.
- [Looking Ahead: The 2026 Outlook for Non-QM Lending and Securitization](https://verusmc.com/looking-ahead-the-2026-outlook-for-non-qm-lending-and-securitization/) - Non-QM lending is entering a new phase in 2026. Explore key borrower trends, product innovation, risk management, and the role of technology in non-QM growth.
- [Credit Quality in Focus: Why 2025 Non-QM Performance Defied Expectations](https://verusmc.com/credit-quality-in-focus-why-2025-non-qm-performance-defied-expectations/) - Why 2025 Non-QM Performance Defied Expectations
- [2025 Year in Review: How Non-QM Went Mainstream](https://verusmc.com/2025-year-in-review-how-non-qm-went-mainstream/) - Discover how non-QM lending went mainstream in 2025. Explore trends in borrower demand, lender adoption, capital markets confidence, and Verus Mortgage Capital’s leadership in shaping a durable, scalable segment of modern mortgage finance.
- [Why Now is the Perfect Time for Lenders to Add Non-QM](https://verusmc.com/why-now-is-the-perfect-time-for-lenders-to-add-non-qm/) - Learn why 2025 is the ideal time for lenders to expand into non-QM lending. Discover key drivers, benefits, and how Verus Mortgage Capital can help.
- [How Non-QM Lending Helps You Compete In a Tight Housing Market](https://verusmc.com/how-non-qm-lending-helps-you-compete-in-a-tight-housing-market/) - Discover how non-QM lending gives lenders a competitive edge in today’s tight housing market through flexibility, liquidity, and borrower reach.
- [How to Add Non-QM Lending Without Increasing Your Risk](https://verusmc.com/how-to-add-non-qm-lending-without-increasing-your-risk/) - Learn how lenders can add non-QM loans safely with the right products, partners, and processes. Discover growth without added risk from Verus Mortgage Capital.
- [Overcoming the Top Challenges Conventional Lenders Face in Non-QM — and Why Verus Is the Right Partner](https://verusmc.com/overcoming-the-top-challenges-conventional-lenders-face-in-non-qm-and-why-verus-is-the-right-partner/) - As the mortgage landscape continues to evolve, non-QM lending is becoming an increasingly vital component of a lender’s product mix. However, many conventional lenders remain hesitant to enter the space due to unfamiliar underwriting requirements, operational constraints, and a lack of training infrastructure. At Verus Mortgage Capital, we understand these challenges and have built our Tackle the top hurdles in Non-QM lending with Verus as your expert partner—unlock smoother approvals, creative documentation, & seasoned support.
- [Expanding from Conventional to Non-QM: What Every Lender Should Know](https://verusmc.com/expanding-from-conventional-to-non-qm-what-every-lender-should-know/) - More lenders are turning to non-QM loans to grow their businesses and reach borrowers who need flexible, responsible financing solutions. In today’s challenging market, offering non-QM products can be the difference between growth and stagnation. However, non-QM lending differs significantly from conventional mortgage processes. To succeed, lenders must evaluate their internal operations and make key Ready to grow with non-QM lending? Learn key operational shifts—underwriting, warehouse approval, and sourcing—that drive margin and borrower reach.
- [The Future of Non-QM Lending: Is Your Business Prepared?](https://verusmc.com/the-future-of-non-qm-lending-is-your-business-prepared/) - Participants in the mortgage ecosystem have witnessed the evolution of non-QM from a niche product to a strategic necessity. The sector has proven its worth and staying power: non-QM loans are predicted to make up nearly 30% of non-agency mortgage-backed securities in 2025, according to Scotsman Guide, which indicates a significant increase in investor interest See why non-QM lending is set to surge and how lenders can stay ahead by preparing their business for the future of the mortgage market.
- [Why Non-QM is No Longer “Niche” — and What Lenders Risk by Ignoring It](https://verusmc.com/why-non-qm-is-no-longer-niche-and-what-lenders-risk-by-ignoring-it/) - Non-QM loans are mortgage loans for creditworthy borrowers who don't meet the narrow documentation requirements of conventional loans. They offer adaptability in income verification and underwriting requirements, making them suitable for those with unique income situations, like self-employed individuals or property investors. These loans are playing a vital role in today’s mortgage market because they Discover why Non-QM mortgages are now mainstream—and what lenders lose by ignoring their surging demand and growth potential.
- [Why Non-QM Lending Is Booming—and Where It’s Headed Next](https://verusmc.com/why-non-qm-lending-is-boomingand-where-its-headed-next/) - Explore why non-QM lending is booming in 2025, driven by rising borrower demand, strong market resilience, and strategic growth opportunities with Verus Mortgage Capital. Explore why non-QM lending is booming in 2025, driven by rising borrower demand, strong market resilience, and strategic growth opportunities with Verus Mortgage Capital. With the first quarter of 2025 behind us, there is much speculation and uncertainty about the future of the U.S. economy and how it will perform throughout the remainder of the year. But when it comes to the mortgage market, there is good reason for a positive outlook. In fact, Verus is confident that the
- [Verus Mortgage Capital Maintains Leadership as a Top Non-Agency RMBS Issuer in 2024](https://verusmc.com/verus-mortgage-capital-maintains-leadership-as-a-top-non-agency-rmbs-issuer-in-2024/)
- [Verus Mortgage Capital Moves Correspondent Operation to New Office Space](https://verusmc.com/verus-mortgage-capital-moves-correspondent-operation-to-new-office-space/)
- [Verus Mortgage Capital Increases Loan Amounts to $5 Million for  Multiple Non-QM Programs](https://verusmc.com/verus-mortgage-capital-increases-loan-amounts-to-5-million-for-multiple-non-qm-programs/)
- [Verus Mortgage Capital Finalizes $489.6 Million Non-QM MBS Transaction](https://verusmc.com/verus-mortgage-capital-finalizes-489-6-million-non-qm-mbs-transaction/)
- [Verus Mortgage Capital Increases Loan Amounts to $5 Million and Debt-to-Income Ratios for Investor Solutions Program](https://verusmc.com/loan-amounts-to-5-million/)
- [Five Residential Mortgage Experts Join Verus Mortgage Capital](https://verusmc.com/five-residential-mortgage-experts-join-verus-mortgage-capital/)
- [Verus Mortgage Capital Completes $254 Million Investor Loan MBS Transaction](https://verusmc.com/verus-mortgage-capital-completes-254-million-investor-loan-mbs-transaction/)
- [Verus Mortgage Capital Finalizes $442 Million Non-QM MBS Transaction](https://verusmc.com/verus-mortgage-capital-finalizes-442-million-non-qm-mbs-transaction/)
- [Verus Mortgage Capital Launches Newly Redesigned Website](https://verusmc.com/verus-mortgage-capital-launches-newly-redesigned-website/)
- [Verus Mortgage Capital Completes $372 Million Investor Loan RMBS Transaction](https://verusmc.com/verus-mortgage-capital-completes-372-million-investor-loan-rmbs-transaction/)
- [Uniform Residential Loan Applications Delayed and Will Not Begin July 1, 2019](https://verusmc.com/uniform-residential-loan-applications-delayed-and-will-not-begin-july-1-2019/)
- [Verus Mortgage Capital Completes $609.2 Million RMBS Transaction](https://verusmc.com/verus-mortgage-capital-completes-609-2-million-rmbs-transaction/)
- [Verus Mortgage Capital Expands Investor Solutions and Renovation Loan Program](https://verusmc.com/verus-mortgage-capital-expands-investor-solutions-and-renovation-loan-program/)
- [Verus Mortgage Capital New Prime Jumbo Program](https://verusmc.com/verus-mortgage-capital-new-prime-jumbo-program/)
- [Verus Mortgage Capital Now the Largest Non-QM Investor](https://verusmc.com/verus-mortgage-capital-now-the-largest-non-qm-investor/)
- [Verus Mortgage Capital Closes 12th and 13th RMBS Transactions](https://verusmc.com/verus-mortgage-capital-closes-12th-and-13th-rmbs-transactions/)
- [Verus Mortgage Capital Leads Industry Back into Non-QM Lending](https://verusmc.com/verus-mortgage-capital-leads-industry-back-into-non-qm-lending/)
- [Verus Mortgage Capital Launches Loan Scenario Tool](https://verusmc.com/verus-mortgage-capital-launches-loan-scenario-tool/)
- [Verus Mortgage Capital Doubles Issuance, Increases Bond Investor Participation by 60 Percent in 2019](https://verusmc.com/verus-mortgage-capital-doubles-issuance-increases-bond-investor-participation-by-60-percent-in-2019/)
- [Verus Mortgage Capital Introduces Prime Ascent Plus](https://verusmc.com/verus-mortgage-capital-introduces-prime-ascent-plus/)
- [Verus Mortgage Capital Maintains Non-QM Leadership Position in 2022](https://verusmc.com/verus-mortgage-capital-maintains-non-qm-leadership-position-in-2022/)
- [Verus Mortgage Capital was the Largest Non-Agency RMBS Issuer in 2023](https://verusmc.com/verus-mortgage-capital-was-the-largest-non-agency-rmbs-issuer-in-2023/)
- [Lenders: Approve Self-Employed Borrowers Without Standard Docs](https://verusmc.com/lenders-approve-self-employed-borrowers-without-standard-docs/)
- [5 Key Insights for Lenders on Non-Agency Lending](https://verusmc.com/5-key-insights-for-lenders-on-non-agency-lending/)
- [Non-QM vs Non-Agency 2.0 – What You Need to Know](https://verusmc.com/non-qm-vs-non-agency-2-0-what-you-need-to-know/)
- [Partner with Verus to Grow Your Business](https://verusmc.com/partner-with-verus-to-grow-your-business/)
- [30 seconds On Why Your Business Needs Non-QM](https://verusmc.com/30-seconds-on-why-your-business-needs-non-qm/)
- [Verus Mortgage Capital Maintains its Leadership Position in the Non-QM Sector](https://verusmc.com/verus-mortgage-capital-maintains-its-leadership-position-in-the-non-qm-sector/)
- [A Comprehensive Guide to Closed End Second Lien Mortgages](https://verusmc.com/a-comprehensive-guide-to-closed-end-second-lien-mortgages/)
- [Verus Mortgage Capital Shares Why Non-QM is the Answer to Decreased Conventional Loan Volumes in 2022](https://verusmc.com/verus-mortgage-capital-shares-why-non-qm-is-the-answer-to-decreased-conventional-loan-volumes-in-2022/)
- [Still Questioning if Your Company Should Originate Non-QM Loans?](https://verusmc.com/still-questioning-if-your-company-should-originate-non-qm-loans/)
- [How to upload and request a Non-Delegated Underwriting review](https://verusmc.com/how-to-upload-and-request-a-non-delegated-underwriting-review/)
- [White Paper: Profiting from the Boom in Non-QM Lending](https://verusmc.com/profiting-from-the-boom-in-non-qm-lending/)
- [How to Keep Growing Your Lending Business & Profit in 2021](https://verusmc.com/how-to-keep-growing-your-lending-business-profit-in-2021/)
- [Applications Down? Verus Mortgage Capital Shares Two Reasons Lenders Should Consider Non-QM Now](https://verusmc.com/applications-down-verus-mortgage-capital-shares-two-reasons-lenders-should-consider-non-qm-now/)
- [How to respond to conditions](https://verusmc.com/how-to-respond-to-conditions/)
- [How to submit bank statements](https://verusmc.com/how-to-submit-bank-statements/)
- [How to Submit an Exception](https://verusmc.com/how-to-submit-an-exception/)
- [How to Upload and Request a Pre-Close Review](https://verusmc.com/how-to-upload-and-request-a-pre-close-review/)
- [Top 3 reasons why you need to consider non-QM](https://verusmc.com/top-3-reasons-why-you-need-to-consider-non-qm/)
- [4 Simple Ways to Verify Income for Self-Employed Borrowers](https://verusmc.com/4-simple-ways-to-verify-income-for-self-employed-borrowers/)
- [Non-QM Continues to Grow: But where, exactly, does opportunity await?](https://verusmc.com/non-qm-continues-to-grow-but-where-exactly-does-opportunity-await/)
- [Are declined conventional/agency loan applicants eligible for a non-qm loan?](https://verusmc.com/are-declined-conventional-agency-loan-applicants-eligible-for-a-non-qm-loan/)
- [What exactly is Non-QM and what should I look for in an investor partner?](https://verusmc.com/what-exactly-is-non-qm-and-what-should-i-look-for-in-an-investor-partner/)
- [White Paper: Lending Outside The Qualified Mortgage Box Gains Momentum](https://verusmc.com/white-paper-innovative-loan-programs-in-the-non-qm-space/)
- [Who are the credit “invisibles” and how can you help them?](https://verusmc.com/who-are-the-credit-invisibles-and-how-can-you-help-them/)
- [The Skinny on Jumbo Loans](https://verusmc.com/the-skinny-on-jumbo-loans/)
- [Why so many loans are being rejected – and what to do about it](https://verusmc.com/why-so-many-loans-are-being-rejected-and-what-to-do-about-it/)
- [Agency guidelines leave prospective homeowners on the sidelines](https://verusmc.com/agency-guidelines-leave-prospective-homeowners-on-the-sidelines/)
- [New products are shaping the future of lending](https://verusmc.com/new-products-are-shaping-the-future-of-lending/)

## Pages

- [Home](https://verusmc.com/) - Make your move into the non-QM mortgage space. Verus Mortgage Capital is building innovative loan products and partnerships with correspondent originators. Verus is a correspondent investor committed to your success in non-qualified mortgages. We help you meet the evolving needs of today’s borrowers.
- [Correspondent Login](https://verusmc.com/correspondent/login/)
- [Correspondent Resources](https://verusmc.com/resources/)
- [Verus Investor Solutions Plus Loan Program](https://verusmc.com/wholesale/our-programs/verus-investor-solutions-plus-loan-program/)
- [Verus Investor Solutions Plus Loan Program](https://verusmc.com/correspondent/our-programs/verus-investor-solutions-plus-loan-program/) - Verus Investor Solutions Plus Loan Program Our Investor Solutions Plus loan program is designed to provide enhanced pricing for high quality investment property borrowers, while keeping documentation simple and closing timelines efficient. Verus Investor Solutions Plus Interest-only available Cash-out options Can close as corporation or LLC Only LTV, FICO, and DSCR required Minimum
- [Investor Solutions Loan Program with Verus](https://verusmc.com/correspondent/our-programs/investor-solutions-loan-program/)
- [Verus Wholesale](https://verusmc.com/wholesale/)
- [Contact](https://verusmc.com/contact/)
- [Terms of Use](https://verusmc.com/terms-of-use/) - These Terms of Use of Verus Residential Loanco, LLC and its affiliate companies apply to all contents and information available within the domain verusmc.com
- [Test Your Scenario](https://verusmc.com/correspondent/test-your-scenario/)
- [Who We Are](https://verusmc.com/who-we-are/)
- [Wholesale Scenario Pricer](https://verusmc.com/wholesale/scenario-pricer/)
- [Scenario Tester](https://verusmc.com/wholesale/scenario-tester/)
- [Broker Resources](https://verusmc.com/wholesale/resources/)
- [Servicing](https://verusmc.com/servicing/)
- [Privacy Policy](https://verusmc.com/privacy-policy/)
- [Foreign Nationals Loan Programs](https://verusmc.com/wholesale/our-programs/foreign-nationals-loan-programs/) - Verus offers loan programs for Foreign Nationals to purchase or refinance a house in the USA.
- [Foreign Nationals Loan Programs from Verus](https://verusmc.com/correspondent/our-programs/foreign-nationals-loan-programs/)
- [Verus Home Equity Lines of Credit (HELOCs)](https://verusmc.com/wholesale/our-programs/verus-home-equity-lines-of-credit/) - Verus Mortgage Capital has a singular focus on responsible non-QM lending and knows how to make non-traditional loans work. We have flexible lending guidelines and tools to help you succeed. We’re committed to building a thriving non-QM market. We're dedicated to our lending partners’ success while helping underserved, creditworthy borrowers get the mortgage loans they need.
- [Verus Home Equity Lines of Credit (HELOCs)](https://verusmc.com/correspondent/our-programs/verus-home-equity-lines-of-credit/) - Verus Mortgage Capital has a singular focus on responsible non-QM lending and knows how to make non-traditional loans work. We have flexible lending guidelines and tools to help you succeed. We’re committed to building a thriving non-QM market. We're dedicated to our lending partners’ success while helping underserved, creditworthy borrowers get the mortgage loans they need.
- [Wholesale Login](https://verusmc.com/wholesale/login/)
- [Prime Ascent Plus Loan Program from Verus](https://verusmc.com/correspondent/our-programs/prime-ascent-plus-loan-program/)
- [Correspondent](https://verusmc.com/correspondent/)
- [Prime Jumbo Loan Program from Verus](https://verusmc.com/correspondent/our-programs/prime-jumbo-loan-program/)
- [Closed End Second Program](https://verusmc.com/correspondent/our-programs/closed-end-second-program/)
- [Prime Ascent Loan Program from Verus](https://verusmc.com/correspondent/our-programs/prime-ascent-loan-program/)
- [Why Verus](https://verusmc.com/wholesale/why-verus/) - Verus Mortgage Capital has a singular focus on responsible non-QM lending and knows how to make non-traditional loans work. We have flexible lending guidelines and tools to help you succeed. We’re committed to building a thriving non-QM market. We're dedicated to our lending partners’ success while helping underserved, creditworthy borrowers get the mortgage loans they need.
- [Why Verus Correspondent](https://verusmc.com/correspondent/why-verus/)
- [Closed End Second Lien Mortgage Program](https://verusmc.com/wholesale/our-programs/closed-end-second-lien-mortgage-program/) - With our Closed End Second Lien Mortgage Program, your borrowers can access their home equity without impacting the interest rate on their primary mortgages.
- [Credit Ascent Loan Program from Verus](https://verusmc.com/correspondent/our-programs/credit-ascent-loan-program/)
- [Our Programs](https://verusmc.com/correspondent/our-programs/)
- [Investor Solutions Loan Program](https://verusmc.com/wholesale/our-programs/investor-solutions-loan-program/)
- [Become an Approved Broker](https://verusmc.com/wholesale/become-an-approved-broker/)
- [Prime Ascent Loan Program](https://verusmc.com/wholesale/our-programs/prime-ascent-loan-program/) - Looking to fund higher-balance non-QM loans? Our Prime Ascent Loan Program provides loan solutions for qualified borrowers with full or alternative documentation. LTVs up to 95% – FICOs down to 620 – 12 and 24 month standard or alternative documentation options – Loan amounts from $150k to $5mm
- [Prime Jumbo Loan Program from Verus](https://verusmc.com/wholesale/our-programs/prime-jumbo-loan-program/) - Looking to fund higher-balance non-QM loans? Our Prime Ascent Loan Programs provide loan solutions for qualified borrowers with full or alternative documentation. LTVs up to 95% – FICOs down to 620 – 12 and 24 month standard or alternative documentation options – Loan amounts from $150k to $5mm
- [Prime Ascent Plus Loan Program](https://verusmc.com/wholesale/our-programs/prime-ascent-plus-loan-program/) - Looking to fund higher-balance non-QM loans? Our Prime Ascent Plus Loan Program provides loan solutions for qualified borrowers with full or alternative documentation. DTI up to 43% – FICOs down to 700 – 24 month standard or alternative documentation options – Loan amounts to o $2.5 mm
- [Credit Ascent Loan Program](https://verusmc.com/wholesale/our-programs/credit-ascent-loan-program/) - Looking to fund loans for credit-impaired borrowers? Verus Mortgage Capital can help with our Credit Ascent Loan Program. Learn about our responsible solutions. LTVs up to 90% – Standard and Alternative Documentation – Interest-only available – Non-warrantable condo financing.
- [Our Programs](https://verusmc.com/wholesale/our-programs/)
- [Thank You](https://verusmc.com/thank-you/)
- [States We Lend In](https://verusmc.com/wholesale/states-we-lend-in/)
- [Add a New Broker](https://verusmc.com/add-a-new-broker/)
- [Texas Complaint/Recovery Fund Notice](https://verusmc.com/texas-complaint-recovery-fund-notice/)

## Resources

- [Minnesota Prepayment Penalty - Update](https://verusmc.com/resources/minnesota-prepayment-penalty-update-2/)
- [Minnesota Prepayment Penalty - Update](https://verusmc.com/resources/minnesota-prepayment-penalty-update/)
- [Wholesale Non-Agency Broker Guide Updates](https://verusmc.com/resources/wholesale-non-agency-broker-guide-updates/)
- [Correspondent Non-Agency Seller Guide Updates](https://verusmc.com/resources/correspondent-non-agency-seller-guide-updates/)
- [Use of Classic FICO and VantageScore 4.0](https://verusmc.com/resources/use-of-classic-fico-and-vantagescore-4-0/)
- [New Uniform Residential Appraisal Report (URAR) for UAD 3.6](https://verusmc.com/resources/new-uniform-residential-appraisal-report-urar-for-uad-3-6/)
- [HI - FEMA Disaster](https://verusmc.com/resources/hi-fema-disaster/)
- [Restricted List Update - Appraisal Companies, Appraisers, Brokers, Entities, Individuals, Loan Officers  (See Tools section for the list)](https://verusmc.com/resources/restricted-list-update-appraisal-companies-appraisers-brokers-entities-individuals-and-loan-officers/)
- [WA - FEMA Disaster](https://verusmc.com/resources/wa-fema-disaster/)
- [MS - FEMA Disaster](https://verusmc.com/resources/ms-fema-disaster-2/)
- [Prohibition on Use of Custom Comparables in AirDNA Reports](https://verusmc.com/resources/prohibition-on-use-of-custom-comparables-in-airdna-reports-2/)
- [Prohibition on Use of Custom Comparables in AirDNA Reports](https://verusmc.com/resources/prohibition-on-use-of-custom-comparables-in-airdna-reports/)
- [TN - FEMA Disaster](https://verusmc.com/resources/tn-fema-disaster/)
- [Lock Desk Hours of Operation for April 3, 2026](https://verusmc.com/resources/lock-desk-hours-of-operation-for-april-3-2026-2/)
- [Lock Desk Hours of Operation for April 3, 2026](https://verusmc.com/resources/lock-desk-hours-of-operation-for-april-3-2026/)
- [Condominium Project Questionnaire](https://verusmc.com/resources/condominium-questionnaire/)
- [Appraisal Review Process & Collateral Risk Controls](https://verusmc.com/resources/appraisal-review-process-collateral-risk-controls/)
- [ICE (Encompass) - Verus Document Plan Codes](https://verusmc.com/resources/ice-encompass-verus-document-plan-codes-2/)
- [Summary of Changes for Non-Agency Seller Guide and Loan LTV Matrices - Effective 03/09/2026](https://verusmc.com/resources/summary-of-changes-for-non-agency-seller-guide-and-loan-ltv-matrix-effective-03-09-2026/)
- [Summary of Changes for Non-Agency Broker Guide and Loan LTV Matrices - Effective 03/09/2026](https://verusmc.com/resources/summary-of-changes-for-non-agency-broker-guide-and-loan-ltv-matrices-effective-03-09-2026/)
- [Non-Agency Loan LTV Matrices - Effective 03/09/2026](https://verusmc.com/resources/non-agency-loan-ltv-matrices-effective-03-09-2026-2/)
- [Non-Agency Broker Guide - Effective 03/09/2026](https://verusmc.com/resources/non-agency-broker-guide-effective-03-09-2026/)
- [Non-Agency Loan LTV Matrices - Effective 03/09/2026](https://verusmc.com/resources/non-agency-loan-ltv-matrices-effective-03-09-2026/)
- [Non-Agency Seller Guide - Effective 03/09/2026](https://verusmc.com/resources/non-agency-seller-guide-effective-03-09-2026/)
- [Wholesale Non-Agency Broker Guide – Effective 03/09/2026](https://verusmc.com/resources/wholesale-non-agency-broker-guide-effective-03-09-2026/)
- [Correspondent Non-Agency Seller Guide – Effective 03/09/2026](https://verusmc.com/resources/correspondent-non-agency-seller-guide-effective-03-09-2026/)
- [Approved Appraisal Management Companies](https://verusmc.com/resources/approved-appraisal-management-companies/)
- [Bank Statement Calculator](https://verusmc.com/resources/bank-statement-calculator-12-7-2020-2/)
- [February Hours of Operation](https://verusmc.com/resources/february-hours-of-operation-2/)
- [February Hours of Operation](https://verusmc.com/resources/february-hours-of-operation/)
- [Non-Agency Loan LTV Matrices - Effective 12.01.2025, Updates to Super Jumbo Loan LTV Matrices - Effective 02.09.2026](https://verusmc.com/resources/non-agency-loan-ltv-matrices-effective-12-01-2025-updates-to-super-jumbo-effective-02-09-2026/)
- [Super Jumbo Updates](https://verusmc.com/resources/super-jumbo-updates/)
- [Lock Policy - Cancellations](https://verusmc.com/resources/lock-policy-cancellations/)
- [Foreign National, Loan Eligibility, PA Prepayment Penalty, Short Term Rental Income, HI Property Eligibility, Closed End Second](https://verusmc.com/resources/foreign-national-loan-eligibility-pa-ppp-short-term-rental-income-hi-property-eligibility-closed-end-second-2/)
- [Foreign National, Loan Eligibility, PA Prepayment Penalty, Short Term Rental Income, HI Property Eligibility, Closed End Second](https://verusmc.com/resources/foreign-national-loan-eligibility-pa-ppp-short-term-rental-income-hi-property-eligibility-closed-end-second/)
- [Appraisal Transfer Policy (Incoming & Outgoing)](https://verusmc.com/resources/appraisal-transfer-policy-incoming-outgoing/)
- [Restricted List - Appraisal Companies, Appraisers, Brokers, Entities, Individuals, Loan Officers](https://verusmc.com/resources/restricted-list-appraisal-companies-appraisers-brokers-entities-individuals-loan-officers/)
- [Initial Submission Checklist Full Doc - Alt Doc  - Updated](https://verusmc.com/resources/initial-submission-checklist_full-doc-alt-doc/)
- [Initial Submission Checklist DSCR & Foreign National - Updated](https://verusmc.com/resources/initial-submission-checklist_dscr-foreign-national/)
- [January Hours of Operation](https://verusmc.com/resources/january-hours-of-operation-2/)
- [January Hours of Operation](https://verusmc.com/resources/january-hours-of-operation/)
- [Prime Jumbo QM Loan LTV Matrix - Effective 01.01.2026](https://verusmc.com/resources/wholesale-prime-jumbo-qm-loan-ltv-matrix-effective-01-01-2026/)
- [Prime Jumbo QM Broker Guide - Effective 01.01.2026](https://verusmc.com/resources/wholesale-prime-jumbo-qm-broker-guide-effective-01-01-2026/)
- [Prime Jumbo QM Summary of Changes for Broker Guide and Matrix - Effective 01.01.2026](https://verusmc.com/resources/summary-of-changes-for-prime-jumbo-qm-guide-and-matrix-effective-01-01-2026/)
- [Non-Agency Summary of Changes for Broker Guide and LTV Matrices - Effective 12.01.2025](https://verusmc.com/resources/new-summary-of-changes-wholesale-non-agency-broker-guide-and-ltv-matrix-effective-12-01-2025/)
- [Non-Agency Loan LTV Matrices - Effective 12.01.2025](https://verusmc.com/resources/new-verus-wholesale-non-agency-loan-ltv-matrix-effective-12-01-2025/)
- [Non-Agency Broker Guide - Effective 12.01.2025](https://verusmc.com/resources/verus-wholesale-non-agency-broker-guide-effective-12-01-2025/)
- [Agency AUS Matrix for 2nd Home and Investment - Effective 03.31.2025](https://verusmc.com/resources/new-agency-aus-matrix-for-2nd-home-and-investment-effective-3-31-2025/)
- [Non-Agency Summary of Changes for Seller Guide and Loan LTV Matrix - Effective 11/10/2025](https://verusmc.com/resources/new-non-agency-summary-of-changes-for-seller-guide-and-loan-ltv-matrix/)
- [Prime Jumbo QM Summary of Changes for Seller Guide and Loan LTV Matrix - Effective 01/01/2026](https://verusmc.com/resources/prime-jumbo-qm-summary-of-changes-for-seller-guide-and-loan-ltv-matrix/)
- [Prime Jumbo QM Seller Guide - Effective 01/01/2026](https://verusmc.com/resources/prime-jumbo-qm-seller-guide-effective-01-01-2026/)
- [Prime Jumbo QM Loan LTV Matrix - Effective 01/01/2026](https://verusmc.com/resources/prime-jumbo-qm-loan-ltv-matrix-effective-01-01-2026/)
- [Non-Agency Seller Guide - Effective 11/10/2025](https://verusmc.com/resources/new-non-agency-seller-guide-effective-11-10-2025/)
- [Non-Agency Loan LTV Matrices - Effective 11/10/2025](https://verusmc.com/resources/new-non-agency-loan-ltv-matrices-effective-11-10-2025/)
- [Prime Jumbo Summary of Changes - Effective 12/23/2024](https://verusmc.com/resources/prime-jumbo-summary-of-changes-effective-12-23-2024/)
- [Prime Jumbo Loan LTV Matrix - Effective 12/23/2024](https://verusmc.com/resources/prime-jumbo-loan-ltv-matrix-effective-12-23-2024/)
- [Non-Agency Seller Guide - Effective 04/21/2025](https://verusmc.com/resources/new-non-agency-seller-guide/)
- [Non-Agency Loan/LTV Matrices - Effective 06/05/2025](https://verusmc.com/resources/new-non-agency-loan-ltv-matrices-effective-06-05-2025/)
- [Prime Jumbo Guide - Effective 12/23/2024](https://verusmc.com/resources/prime-jumbo-guide-effective-12-23-2024/)
- [Prime Jumbo QM - Updates](https://verusmc.com/resources/prime-jumbo-qm-updates-2/)
- [Prime Jumbo QM - Updates](https://verusmc.com/resources/prime-jumbo-qm-updates/)
- [Pre-Close Prime Jumbo Submission Checklist - Delegated and Non-Delegated *Updated*](https://verusmc.com/resources/pre-close-prime-jumbo-submission-checklist-delegated-and-non-delegated-updated/)
- [Pre-Close Non-Agency Submission Checklist - Delegated and Non-Delegated *Updated*](https://verusmc.com/resources/pre-close-eligibility-checklist-delegated-non-qm-2/)
- [Closed Loan Delivery Checklist (Non-Agency) *Updated*](https://verusmc.com/resources/closed-loan-delivery-checklist-non-qm-2/)
- [Condominium Project Questionnaire *Updated*](https://verusmc.com/resources/condominium-project-questionnaire-2/)
- [Appraisal Review Guide *Updated*](https://verusmc.com/resources/appraisal-review-guidance-2/)
- [Closed Loan Delivery Checklist (Prime Jumbo) *Updated*](https://verusmc.com/resources/closed-loan-delivery-checklist-prime-jumbo-updated/)
- [Borrower's Authorization - Updated](https://verusmc.com/resources/new-borrowers-authorization/)
- [Investor Occupancy - Philadelphia County, PA](https://verusmc.com/resources/announcement-philadelphia-county-pa-2/)
- [Investor Occupancy - Philadelphia County, PA](https://verusmc.com/resources/announcement-philadelphia-county-pa/)
- [Wholesale Non-Agency Broker Guide - Effective 12.01.2025](https://verusmc.com/resources/wholesale-non-agency-broker-guide-effective-12-01-2025/)
- [Condominium Project Questionnaire - Updated Effective 12/01/2025](https://verusmc.com/resources/condominium-project-questionnaire-updated-effective-12-01-2025/)
- [Verus Restricted List - Appraisal Companies, Appraisers, Brokers, Entities, Individuals, Loan Officers](https://verusmc.com/resources/verus-restricted-list-appraisal-companies-appraisers-brokers-entities-individuals-loan-officers/)
- [DocMagic - Verus Document Plan Codes](https://verusmc.com/resources/docmagic-verus-document-plan-codes-2-2/)
- [Correspondent Non-Agency Seller Guide - Effective 11/10/2025 (Update)](https://verusmc.com/resources/correspondent-non-agency-seller-guide-effective-11-10-2025-update/)
- [AK - FEMA Disaster](https://verusmc.com/resources/ak-fema-disaster/)
- [WI - FEMA Disaster](https://verusmc.com/resources/wi-fema-disaster/)
- [Correspondent Non-Agency Seller Guide - Effective 11/10/2025](https://verusmc.com/resources/correspondent-non-agency-seller-guide-effective-11-10-2025/)
- [Seller Portal - Loan Details and Documents](https://verusmc.com/resources/lms-loan-details-and-documents/)
- [Seller Portal - Submitting Conditions](https://verusmc.com/resources/lms-submitting-conditions/)
- [Seller Portal User Guide - April 2022](https://verusmc.com/resources/seller-portal-user-guide-october-2020-2/)
- [Seller Portal FAQ - November 2021](https://verusmc.com/resources/seller-portal-faq-october-2020-2/)
- [Non-Agency Loan/LTV Matrices - Effective 04/21/2025](https://verusmc.com/resources/new-non-agency-loan-ltv-matrices-4-21-2025/)
- [Summary of Change for Guide/Matrix dated 4/21/2025](https://verusmc.com/resources/summary-of-change-for-guide-matrix-dated-4-21-2025/)
- [Eligibility Restrictions for Texas and Arizona](https://verusmc.com/resources/eligibility-restrictions-for-texas-and-arizona-2/)
- [Eligibility Restrictions for Texas and Arizona](https://verusmc.com/resources/eligibility-restrictions-for-texas-and-arizona/)
- [New User Credentials Request](https://verusmc.com/resources/new-user-credentials-request/)
- [NM - FEMA Disaster](https://verusmc.com/resources/nm-fema-disaster/)
- [Business Purpose Loan Agreement (Single Asset)](https://verusmc.com/resources/business-purpose-loan-agreement-2/)
- [TX - FEMA Disaster](https://verusmc.com/resources/tx-fema-disaster-2/)
- [WV - FEMA Disaster](https://verusmc.com/resources/wv-fema-disaster-2/)
- [Restricted List - Appraisal Companies, Appraisers, Brokers, Entities, Individuals, Loan Officers](https://verusmc.com/resources/restricted-list-appraisal-companies-appraisers-brokers-entities-individuals-loan-officers-2/)
- [Restricted List Update - Appraisal Companies, Appraisers, Brokers, Entities, Individuals, Loan Officers](https://verusmc.com/resources/restricted-list-update-appraisal-companies-appraisers-brokers-entities-individuals-loan-officers/)
- [AR - FEMA Disaster](https://verusmc.com/resources/ar-fema-disaster-2/)
- [MO - FEMA Disaster](https://verusmc.com/resources/mo-fema-disaster/)
- [Effective Immediately - Investor Occupancy Loans in Baltimore City, MD no longer Eligible for Purchase](https://verusmc.com/resources/effective-immediately-investor-occupancy-loans-in-baltimore-city-md-no-longer-eligible-for-purchase/)
- [KY - FEMA Disaster](https://verusmc.com/resources/ky-fema-disaster-2/)
- [OK - FEMA Disaster](https://verusmc.com/resources/ok-fema-disaster-2-2/)
- [Spousal Consent Form (Use if vesting in an entity, refer to Seller Guide for state requirements)](https://verusmc.com/resources/spousal-consent-form/)
- [Assignment of Leases and Rents Rider](https://verusmc.com/resources/assignment-of-leases-and-rents-rider/)
- [Personal Guaranty Agreement (Use if vesting in an entity)](https://verusmc.com/resources/personal-guaranty-agreement-2/)
- [Prepayment Rider (Six Months Interest)](https://verusmc.com/resources/prepayment-rider-six-months-interest-2/)
- [Prepayment Rider (Fixed Percentage)](https://verusmc.com/resources/prepayment-rider-fixed-percentage-2/)
- [Prepayment Rider (Declining Structure)](https://verusmc.com/resources/prepayment-rider-declining-structure-2/)
- [Sample Prepay Rider (Use for each Mortgage)](https://verusmc.com/resources/sample-prepay-rider-2/)
- [Sample Personal Guaranty Agreement (Use if vesting in an entity)](https://verusmc.com/resources/sample-personal-guaranty-agreement-2/)
- [Sample Fixed Promissory Note (Use if fixed, only one Note for the transaction)](https://verusmc.com/resources/sample-fixed-promissory-note-2/)
- [Sample ARM Promissory Note (Use if ARM, only one Note for the transaction)](https://verusmc.com/resources/sample-arm-promissory-note-2/)
- [Sample 1-4 Family Rider (County #3)](https://verusmc.com/resources/sample-rider-3-2/)
- [Sample 1-4 Family Rider (County #2)](https://verusmc.com/resources/sample-rider-2-2/)
- [Sample 1-4 Family Rider (County #1)](https://verusmc.com/resources/sample-rider-1-2/)
- [Sample Mortgage (County #1)](https://verusmc.com/resources/sample-mortgage-1-2/)
- [Sample Mortgage (County #2)](https://verusmc.com/resources/sample-mortgage-2-2/)
- [Sample Mortgage (County #3)](https://verusmc.com/resources/sample-mortgage-3-2/)
- [Sample Cross Collateral Loan (5 properties in 3 different counties)](https://verusmc.com/resources/sample-cross-collateral-loan-2/)
- [Approved Credit Vendors - Update](https://verusmc.com/resources/approved-credit-vendors-update/)
- [Approved Credit Vendors](https://verusmc.com/resources/approved-credit-vendors/)
- [Oklahoma - Closed End Second and HELOC Ineligible](https://verusmc.com/resources/oklahoma-closed-end-second-and-heloc-ineligible/)
- [Verus Contact Form](https://verusmc.com/resources/verus-contact-form-2/)
- [New Servicer Reference Guide](https://verusmc.com/resources/new-servicer-reference-guide-2/)
- [Collateral Shipping Instructions](https://verusmc.com/resources/collateral-shipping-instructions-2/)
- [Prepayment Penalty Note Addendum (Fixed Percentage)](https://verusmc.com/resources/prepayment-note-addendum-fixed-percentage-2/)
- [Prepayment Penalty Note Addendum (Six Month Interest)](https://verusmc.com/resources/prepayment-penalty-addendum-six-month-interest-2/)
- [Closing Request Form](https://verusmc.com/resources/closing-request-form/)
- [Business Purpose Portfolio Loan Agreement (Cross Collateral)](https://verusmc.com/resources/business-purpose-portfolio-loan-agreement-2/)
- [VT - FEMA Disaster](https://verusmc.com/resources/vt-fema-disaster/)
- [VA - FEMA Disaster](https://verusmc.com/resources/va-fema-disaster/)
- [SD - FEMA Disaster](https://verusmc.com/resources/sd-fema-disaster/)
- [SC - FEMA Disaster](https://verusmc.com/resources/sc-fema-disaster/)
- [PA - FEMA Disaster](https://verusmc.com/resources/pa-fema-disaster/)
- [NC - FEMA Disaster](https://verusmc.com/resources/nc-fema-disaster/)
- [IA - FEMA Disaster](https://verusmc.com/resources/ia-2/)
- [MN - FEMA Disaster](https://verusmc.com/resources/mn-fema-disaster/)
- [LA - FEMA Disaster](https://verusmc.com/resources/la-fema-disaster/)
- [IL - FEMA Disaster](https://verusmc.com/resources/il-fema-disaster/)
- [GA - FEMA Disaster](https://verusmc.com/resources/ga-fema-disaster/)
- [FL - FEMA Disaster (Hurricane Milton)](https://verusmc.com/resources/fl-fema-disaster-hurricane-milton/)
- [FL - FEMA Disaster (Hurricane Helene)](https://verusmc.com/resources/fl-fema-disaster-hurricane-helene/)
- [CT - FEMA Disaster](https://verusmc.com/resources/ct-fema-disaster/)
- [CA - FEMA Disaster](https://verusmc.com/resources/ca-fema-disaster/)
- [LLC Borrowing Certificate - Single Borrower](https://verusmc.com/resources/single-member-llc-borrowing-certification-2/)
- [Prepayment Penalty Note Addendum (Declining Structure)](https://verusmc.com/resources/prepayment-penalty-addendum-declining-structure-2/)
- [Bank Statement Review - LMS Connect Submission Process](https://verusmc.com/resources/bank-statement-review-lms-connect-submission-process-2/)
- [Cross Collateral Property Data Template](https://verusmc.com/resources/cross-collateral-property-data-template-2/)
- [Reconsideration of Value Form](https://verusmc.com/resources/reconsideration-of-value-form-2/)
- [Lock A Loan After Submission Job Aid](https://verusmc.com/resources/lock-a-loan-after-submission-job-aid/)
- [Wholesale Broker Agreement](https://verusmc.com/resources/wholesale-broker-agreement/)
- [Loan Exception Request](https://verusmc.com/resources/loan-exception-request/)
- [Foreign Interest Affidavit - Individual](https://verusmc.com/resources/foreign-interest-affidavit-individual/)
- [Broker Approval Requirements for Application](https://verusmc.com/resources/broker-approval-requirements-for-application-this-is-automated-and-in-comergence/)
- [BSA-AML Cert](https://verusmc.com/resources/bsa-aml-cert/)
- [Foreign Interest Affidavit - Entity](https://verusmc.com/resources/foreign-interest-affidavit-entity/)
- [Loan Fraud Zero Tolerance Agreement](https://verusmc.com/resources/loan-fraud-zero-tolerance-agreement/)
- [Appraisal Transfer Policy](https://verusmc.com/resources/appraisal-transfer-policy/)
- [Broker Lock Policy](https://verusmc.com/resources/broker-lock-policy/)
- [Mortgage Flex User Guide](https://verusmc.com/resources/tpo-mfx-user-access-guide/)
- [Business Purpose Loan Application](https://verusmc.com/resources/business-purpose-loan-application/)
- [Ordering an Appraisal Job Aid](https://verusmc.com/resources/ordering-an-appraisal-job-aid/)
- [Marketing Materials](https://verusmc.com/resources/marketing-materials/)
- [Lender Paid Compensation Election Form](https://verusmc.com/resources/lender-paid-compensation-election-form-2/)
- [Broker Application/Questionnaire (Non-Comergence)](https://verusmc.com/resources/broker-application-questionnaire-non-comergence/)
- [Docs Required for Broker Counterparty Approval Review](https://verusmc.com/resources/docs-required-for-broker-counterparty-approval-review/)
- [Self-Employed Business Narrative Form](https://verusmc.com/resources/7092/)
- [Tips to Ensure a Successful Submission](https://verusmc.com/resources/5-easy-steps-to-submit-a-loan-in-tpo/)
- [Business Narrative Form](https://verusmc.com/resources/business-narrative-form-2/)
- [MA - FEMA Disaster](https://verusmc.com/resources/ma-fema-disaster-2/)
- [Foreign Interest Affidavit - Entity](https://verusmc.com/resources/foreign-interest-affidavit-entity-3/)
- [Foreign Interest Affidavit - Individual](https://verusmc.com/resources/foreign-interest-affidavit-individual-3/)
- [Verification of Mortgage](https://verusmc.com/resources/verification-of-mortgage-2/)
- [VMC Correspondent Seller Guide Non-QM 2022 04 25](https://verusmc.com/resources/vmc-correspondent-seller-guide-non-qm-2022-04-25-2/)
- [September Hours of Operation](https://verusmc.com/resources/september-hours-of-operation-2/)
- [Business Purpose Loan Application](https://verusmc.com/resources/business-purpose-loan-application-3/)
- [Sample Portfolio Loan Agreement](https://verusmc.com/resources/sample-portfolio-loan-agreement-2/)
- [Bank Statement Review Process](https://verusmc.com/resources/bank-statement-review-process-2/)
- [Security Release Form](https://verusmc.com/resources/security-release-form-2/)
- [Borrower Certification of Business Purpose](https://verusmc.com/resources/borrower-certification-of-business-purpose-2/)
- [Non-Delegated Eligibility Review Report](https://verusmc.com/resources/non-delegated-eligibility-review-form-2/)
- [Allonge - Sample](https://verusmc.com/resources/allonge-sample-2/)
- [Taxpayer Consent Form](https://verusmc.com/resources/taxpayer-consent-form-2/)
- [Spousal Consent Form](https://verusmc.com/resources/spousal-consent-to-guaranty-2/)
- [Business Purpose Note (Fixed)](https://verusmc.com/resources/business-purpose-note-fixed-2/)
- [Business Purpose Note (Fixed I/O)](https://verusmc.com/resources/business-purpose-note-fixed-i-o-2/)
- [Business Purpose Note (ARM)](https://verusmc.com/resources/business-purpose-note-arm-2/)
- [Business Purpose Note (ARM I/O)](https://verusmc.com/resources/business-purpose-note-arm-i-o-2/)
- [Business Purpose Borrower Certification](https://verusmc.com/resources/business-purpose-borrower-certification-2/)
- [LLC Borrowing Certificate - Multiple Borrower](https://verusmc.com/resources/multiple-member-llc-borrowing-certificate-2/)
- [Automatic Payment Authorization-ACH Form](https://verusmc.com/resources/ach-authorization-form-2/)
- [Occupancy Certification](https://verusmc.com/resources/occupancy-certification-2/)
- [Borrower Contact Consent Form](https://verusmc.com/resources/borrower-contact-consent-form-2/)
- [Non-Occupant Co-Borrower Certification](https://verusmc.com/resources/non-occupant-co-borrower-cert-2/)

## Jobs

- [Don’t see your desired job listed?](https://verusmc.com/jobs/dont-see-your-desired-job-listed/)
- [.Net Developer - Bloomington, MN](https://verusmc.com/jobs/net-developer-bloomington-mn/)
- [Azure Developer/Analyst (Technology/Data Team)](https://verusmc.com/jobs/azure-developer-analyst-technology-data-team/)

## Tags

- [non-QM](https://verusmc.com/tag/non-qm/)
- [self employed](https://verusmc.com/tag/self-employed/)
- [new credit score](https://verusmc.com/tag/new-credit-score/)
- [declined applicant](https://verusmc.com/tag/declined-applicant/)
- [non-qm definition](https://verusmc.com/tag/non-qm-definition/)
- [securitizations](https://verusmc.com/tag/securitizations/)
- [RMBS transactions](https://verusmc.com/tag/rmbs-transactions/)
- [largest non-QM investor](https://verusmc.com/tag/largest-non-qm-investor/)
- [non-QM investor](https://verusmc.com/tag/non-qm-investor/)
- [verus](https://verusmc.com/tag/verus/)
- [Non-QM opportunity](https://verusmc.com/tag/non-qm-opportunity/)
- [non-qm markets](https://verusmc.com/tag/non-qm-markets/)
- [Prime Ascent Plus](https://verusmc.com/tag/prime-ascent-plus/)
- [Prime Jumbo Program](https://verusmc.com/tag/prime-jumbo-program/)
- [loanscenariotool](https://verusmc.com/tag/loanscenariotool/)

## Categories

- [Quick Resources](https://verusmc.com/resource_category/quick-resources/)
- [Wholesale Agreement / Broker Requirements](https://verusmc.com/resource_category/wholesale-agreement-broker-requirements/)
- [Checklist/Forms](https://verusmc.com/resource_category/checklist-forms/)
- [Policies](https://verusmc.com/resource_category/policies/)
- [Training Materials/ Job aid](https://verusmc.com/resource_category/training-materials-job-aid/)
- [Submit a loan in TPO](https://verusmc.com/resource_category/submit-a-loan-in-tpo/)
- [Announcements](https://verusmc.com/resource_category/announcements/)
- [5. Guide Forms](https://verusmc.com/resource_category/5-guide-forms/)
- [6. FEMA Disasters](https://verusmc.com/resource_category/6-fema-disasters/)
- [3. Tools](https://verusmc.com/resource_category/3-tools/)
- [4. Bank Statement Review Process](https://verusmc.com/resource_category/4-bank-statement-review-process/)
- [2. Seller Guides](https://verusmc.com/resource_category/2-seller-guides/)
- [1. Announcements](https://verusmc.com/resource_category/1-announcements/)
- [7. Business Purpose Closing Documents](https://verusmc.com/resource_category/7-business-purpose-closing-documents/)
- [8. Cross Collateral Sample Document Set](https://verusmc.com/resource_category/8-cross-collateral-sample-document-set/)
- [9. Archives](https://verusmc.com/resource_category/9-archives/)

## Beaver Builder Categories

- [Correspondent](https://verusmc.com/fl-builder-template-category/correspondent/)